Our Loan Process
Step 1: Determine a Budget
Step 1: Determine a Budget
Step 1: Determine a Budget
Determine a price range that you can comfortably afford. You can use the mortgage calculator on this page to help you figure out a budget.
Step 2: Pre-Approval
Step 1: Determine a Budget
Step 1: Determine a Budget
Getting pre-approved with us means more than a letter — it’s clarity, confidence, and a stronger offer. We review your finances thoroughly, prepare early, and guide you through every step for a faster, smoother close.
Step 3: Under Contract
Step 1: Determine a Budget
Step 4: Conditional Approval
Once your offer is accepted, we handle the details — ordering the appraisal, finalizing your loan, and coordinating with underwriters. We stay ahead of questions, keep you informed, and make the process smooth so you can focus on negotiating with confidence.
Step 4: Conditional Approval
Step 4: Conditional Approval
Step 4: Conditional Approval
Once your loan is submitted, we handle any lender conditions—like updated documents or verifications to keep your loan moving smoothly to closing.
Step 5: Clear to Close
Step 4: Conditional Approval
Step 5: Clear to Close
Your loan is fully approved and all conditions have been met. From here, it’s just a matter of signing the paperwork and getting the keys.
Step 6: Closing
Step 4: Conditional Approval
Step 5: Clear to Close
It’s the finish line of your homebuying journey. At closing, you’ll sign the final documents, pay any remaining costs, and officially become the homeowner. Our team will be right there to guide you through the paperwork and make sure every detail is handled smoothly. Once the keys are in your hand, it’s time to celebrate — your new chapter begins today!
