First-Time Homebuyers

To get started, you'll complete a loan application where you'll provide income, asset, and credit information. Once reviewed, we'll call to discuss your financial goals for homeownership, both short and long term, then send you a pre-approval letter to share with your realtor.

Common options for first-time buyers include Conventional, FHA, VA, and USDA loans.
Each program has unique benefits, costs, and requirements—some even offer no down payment.

Owning a home means more than just paying your monthly mortgage. You'll factor in Principal, Interest, Taxes, Insurance, Closing Costs, and more. This is the main reason why we encourage our borrowers to reach out and start planning with more than enough time to budget for these costs. 

Your Real Estate Agent, Loan Originator, and Closing Attorney are your crew. They are there to keep the process moving and keep you informed every step of the way. Transparency is critical during a Real-Estate deal.  You want heavy-hitters in your corner to help you reach your goals.